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Move Funds Quickly and Securely

Wire transfers offer the fastest way for your business to send money electronically.

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Wire Transfers With Old National

Use a wire transfer to quickly send money electronically to business and personal accounts, in the U.S. or around the globe.

How It Works | Fee Structure | FAQs | Wire Transfers for Individuals

More About Wire Transfers

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    What Are the Benefits?

    Wire transfers provide same-day, near-immediate transfer of funds.

    • Domestic wires generally arrive at the recipient bank the same business day, if sent by 3pm CT (4:30pm CT using ONPointe TreasuryTM) on bank business days.
    • International USD wires generally arrive at the recipient bank within two business days, if sent by 3pm CT (4:30pm CT using ONPointe Treasury) on bank business days.1
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    How To Send Domestic or International Wires1

    • Visit your nearest Old National banking center to send money to both personal and business accounts in the U.S. and countries worldwide.
    • Using ONPointe Treasury, clients can initiate secure wire transfers from your own computer and create templates for frequently sent wires. Learn more about ONPointe.
    • Enroll in telephone wire transfers, where you will use a PIN to authenticate your request when you contact our Wire Transfer department.
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    If Your Company Regularly Sends International Wires1

    You could benefit from establishing a relationship with the Old National Bank Foreign Exchange (FX) Department. Along with helping clients make and receive payments in foreign currencies, we can assist with ways to mitigate exchange rate risk. Contact our FX Department directly at 1-800-704-3084.

Wire Transfer Fees
Note: Fees may vary for wire transfers sent via ONPointe Treasury.

Wire Type

Fee

Outgoing domestic wire

$30

Outgoing international wire (in U.S. dollars or foreign currency)

$50

Incoming domestic or international wire

$16

Frequently Asked Questions

A: If you do not know the currency of the receiving account, you should send in U.S. dollars. If you do know the local currency of the receiving account, it is best to send your wire in that foreign currency. Your recipient (in most instances) will receive the funds sooner than if you sent the funds in U.S. dollars. In addition, initiating your transfer in local currency will allow you to see the exact exchange rate and lock it in up front.

A: Talk with us about the possibility of establishing a relationship with the Old National Bank Foreign Exchange (FX) Department. Contact the FX Department directly at 1-800-704-3084.

A: The daily cut-off time for all wire transfer requests is 3pm CT (4:30 pm CT using ONPointe Treasury) on bank business days. A business day is every day except Saturday, Sunday and federal holidays.

A:

  • If you initiate a domestic wire transfer before the cut-off time 3pm CT (4:30pm CT using ONPointe Treasury) on bank business days, Old National Bank Wire Services will process the transaction the same day. Domestic wire transfer transactions generally arrive at the recipient bank the same business day.
  • If you initiate an international wire transfer before the cut-off time 3pm CT (4:30pm CT using ONPointe) on bank business days, Old National Bank Wire Services will process the transaction the same day. However, depending on certain factors, international wires can take anywhere from 2 to 5 business days to reach the recipient account.
  • If you initiate a wire transfer on non-bank business days, or after the cut-off time on bank business days, we will process the transaction the next bank business day. The wire transfer will be debited from your Old National debit account on the day the transfer is initiated. 

A: Wire transfers can only be debited from your checking or savings account.

A: U.S. dollar wire transfers can be scheduled in advance. Wires sent in a foreign currency cannot be scheduled in advance due to fluctuations in currency rates.

A: The Society for Worldwide Interbank Financial Telecommunication (SWIFT) code is a unique identification code that may be required for the completion of International Wire Transfers. The Old National SWIFT code is OLNAUS44.

A: Outgoing Wires

What will you need? Domestic International
Recipient bank name, address and country X X
Recipient bank's routing code X  
Recipient account number1 X X
Recipient bank's SWIFT/BIC for National ID2   X
Currency of recipient's account (Foreign or US)   X
Purpose of transfer   X

Notices & Disclosures

Wires going to foreign countries require different numbers depending on the receiving foreign country. 

1 For international wires you may need a country-specific account structure, for example a CLABE for Mexico or an IBAN. Other countries might require a SWIFT Bank Identifier Code or a National ID with the recipient’s account number. Additionally, certain beneficiary countries may require additional contact information to be provided in the wire transfer request.
2 All wire transfer payments should include a SWIFT Bank Identifier Code or a National ID as applicable, and for participating countries the beneficiary’s International Bank Account Number (IBAN). Mexican banks require a CLABE number in addition to the SWIFT BIC. 

A: Incoming Wires

What will you need? Domestic International
ABA Routing Number for Old National 086300012 X  
Old National SWIFT code OLNAUS44   X
Your full account number X X
Title on account3 X X

For Eurodollar (EUR), British Pound Sterling (GBP) and Canadian Dollar (CAD) incoming wires, please visit an Old National banking center for instructions.

Notices & Disclosures

3 The name on your account, as it appears on your statement.

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1 Wires going to foreign countries may require different country-specific account numbers, bank identifier codes or national identification for recipients. Depending on the receiving foreign country, other restrictions or requirements may apply.