Get Up to a $650 Bonus
Open Everyday Checking
Open Your Checking Account Today
Offer expires June 2, 2025. Click below to choose your account option — or to learn more.
DIGITAL BANKINGOnline and mobile access 24/7, including bill pay and mobile deposit.3
ZELLE®Send and receive money securely with friends, family, and the people you trust.2
EASY ATM ACCESSSurcharge-free transactions at any Old National ATM and more than 55,000 Allpoint® ATMs worldwide.4
CARD CONTROLSTurn your card on and off. Set geographic controls, merchant controls, and spending limits.
A basic checking account with money and time-saving benefits
Monthly Service Charge: $6.95 or $0 if you:
A flexible checking account with the added bonus of earning interest1 each month.
Monthly Service Charge: $15 or $0 if you:
* TO QUALIFY FOR THE CONSUMER CHECKING CASH BONUS OF UP TO $650: To earn the checking account bonus, new to personal checking customer must complete each of the following requirements. Open an ONB Everyday or Preferred Checking account with a minimum deposit of $50 between 2/1/2025 and 6/2/2025 online or at any Old National banking center and complete the following:
TO QUALIFY FOR $650 CASH BONUS: Make qualifying direct deposits totaling at least $3,500 per month to the new account for 3 consecutive calendar months.
TO QUALIFY FOR $300 CASH BONUS: Make qualifying direct deposits totaling at least $1,000 per month to the new account for 3 consecutive calendar months.
The qualifying minimum direct deposits must be made to the new account for 3 consecutive calendar months beginning in the calendar month following the calendar month in which the new account was opened ("Qualification Period"). Qualifying ACH direct deposit includes electronic direct deposits of a paycheck, pension payment, social security payment or other government benefits payment deposited into the checking account from an employer, a government agency, or other similar third-party organization. Deposits made by teller/ATM/mobile deposits, wire transfers, debit card transfers, transfers between Old National accounts, external transfers from other accounts at other financial institutions, or Peer to Peer (i.e. Zelle, Venmo) transfers do not qualify.
Limit one cash bonus per customer [Taxpayer Identification Number (TIN)/Social Security Number (SSN)] regardless of the number of checking accounts opened. Recipient(s) (customer TIN/SSN) of cash bonus shall not be eligible to receive a cash bonus on any other personal checking account.
The new ONB Everyday, or Preferred Checking account must be open with a balance greater than $0 and in good standing at the time the cash bonus is paid into the account, within 130 days after account opening.
Bonus may be reported on IRS Form 1099-MISC. Offers are not available for customers with an existing Old National personal checking account (including owners on joint accounts), personal checking accounts closed within the last 12 months, has been paid an ONB personal checking promotional bonus in the past 12 months or Old National employees. Old National reserves the right to discontinue offer at any time. Not valid with any other Old National offer.
1 ONB Preferred Checking is an interest-bearing account, the interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on the account periodically. Interest begins to accrue no later than the business day we receive credit (collected funds) for the deposit of noncash items (for example checks). If the account is closed before interest is credited, you will not receive the accrued interest. We use the daily balance method to calculate interest on your account. This method applies a daily periodic rate to the Collected Balance in the account each day. The current Annual Percentage Yield [APY] for ONB Preferred Checking accounts is 0.01% on account balances in all balance tiers. Fees may reduce earnings on this account.
2 Zelle® is intended for sending money to family, friends and people you are familiar with. We recommend that you not use Zelle® to send money to anyone you don’t know. Transfers require enrollment with Zelle® and must be made from an eligible Old National Bank consumer deposit account to a domestic bank account or debit card. Dollar and frequency limits apply. See your Mobile Banking Service Agreement for details, including cut-off and delivery times. Data connection required. Wireless carrier charges may apply. Neither Old National Bank nor Zelle® offers protection program for any authorized payments made with Zelle®. All rights reserved. Terms and conditions apply. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC, and are used herein under license.
3 There are no Old National fees to use Mobile Banking; however, there may be charges associated with data usage on your phone. Check with your wireless carrier for more information. Not all accounts or customers are eligible for Mobile Deposit. Deposits subject to verification and may not be available for immediate withdrawal. See Terms in App for deposit limits and other restrictions.
4 No ATM Transaction Fees charged for Old National debit Mastercard® and ATM card transactions made at Old National Bank ATMs and Allpoint® ATMs. If you use an ATM from a different ATM operator, you may be charged a fee by the ATM operator and you may also be charged an ATM Transaction Fee by Old National. Access to Allpoint Network is not available for Home Equity Line Access cards.
5 Monthly service charge will be reinstated at the end of scheduled duty.
6 Old National will waive our Foreign ATM Fee for the first 5 cash withdrawals per calendar month from other banks’ U.S. ATMs. You may incur separate ATM surcharge fees from the owner or operator of the ATM.
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Residents of California have certain rights regarding the sale of personal information to third parties. Old National Bank, our affiliates, and service providers use information collected through cookies or in forms to improve the experience on our site and pages, to analyze how our site is used, and to present personalized advertising.
At any point, you can opt-out of the sale of your personal information by selecting Do Not Sell My Personal Information.
You can find more information and how to manage your privacy choices by reviewing our California Consumer Privacy Disclosures located on our Privacy information page by following the link on the bottom of any page.