First Midwest BankFirst Midwest Bank logoArrow DownIcon of an arrow pointing downwardsArrow LeftIcon of an arrow pointing to the leftArrow RightIcon of an arrow pointing to the rightArrow UpIcon of an arrow pointing upwardsBank IconIcon of a bank buildingCheck IconIcon of a bank checkCheckmark IconIcon of a checkmarkCredit-Card IconIcon of a credit-cardFunds IconIcon of hands holding a bag of moneyAlert IconIcon of an exclaimation markIdea IconIcon of a bright light bulbKey IconIcon of a keyLock IconIcon of a padlockMail IconIcon of an envelopeMobile Banking IconIcon of a mobile phone with a dollar sign in a speech bubbleMoney in Home IconIcon of a dollar sign inside of a housePhone IconIcon of a phone handsetPlanning IconIcon of a compassReload IconIcon of two arrows pointing head to tail in a circleSearch IconIcon of a magnifying glassFacebook IconIcon of the Facebook logoLinkedIn IconIcon of the LinkedIn LogoXX Symbol, typically used to close a menu
Skip to nav Skip to content
FDIC-Insured - Backed by the full faith and credit of the U.S. Government
A woman outside enjoying the weather
Easy Does It

A straightforward account that lets you start saving towards your financial goals.

Open Now

Basic Savings

Why make saving more complicated than it needs to be? Start with our simplest option — our Basic Savings account.

  • Account Features1,2

    • Earn interest3
    • Avoid $4 monthly service fee by keeping a minimum balance of $300
    • Enjoy convenience of online and mobile banking,4 direct deposit and an ATM card
  • Competitive Interest

    Basic Savings is an interest-bearing option that can add momentum to your budget. The account includes competitive interest rates, and a low $50 minimum opening deposit.1

Savings Account Features
Get the full value of your account by taking advantage of these features.

  • eStatements icon

    eStatements

    A great way to reduce paper clutter, lower exposure to identity theft and get organized. You can view, download and print eStatements.

  • Money management icon

    Money Management

    Get an overall picture of your finances. View all your accounts, including those with other financial institutions, in one convenient location!

  • Transfer icon

    Fund Transfers

    Transfer money between your ONB accounts, or from your accounts at other financial institutions, without having to visit a banking center.

  • Cellphone icon

    Text Banking

    Use simple text commands to check account balances, transfer funds between accounts and view recent transaction history.

More for Your Financial Life

  • A woman out at the beach

    How To Overcome Common Financial Weaknesses

    Stay away from these common pitfalls and you'll be in much better financial health.

  • Two people looking at retirement options

    7 Additional Sources of Retirement Income

    Social Security and IRAs are common. But what other ways can you boost your income?

  • Growing money from pennies

    4 Savings Account Options for Your Financial Security

    There are many ways to save! Which account type is right for you?

1 $50 minimum opening deposit required. If account is closed within 180 days, a $25 fee will be assessed.
2 Balance of $300 required to avoid $4.00 monthly service charge, plus $2.00 per debit item over 3 monthly charges.
3 For interest-bearing accounts, the interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on the account periodically. Interest begins to accrue no later than the business day we receive credit (collected funds) for the deposit of noncash items (for example checks). If the account is closed before interest is credited, you will not receive the accrued interest.
4 There are no Old National fees to use Mobile Banking; however, there may be charges associated with data usage on your phone. Check with your wireless carrier for more information. Not all accounts or customers are eligible for Mobile Deposit. Deposits subject to verification and may not be available for immediate withdrawal. See Terms in App for deposit limits and other restrictions.