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      Search for Open a Checking Account

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      1. Can I open a checking account online?

        We do provide a way to open most checking accounts online. Go to our Compare Checking Accounts page, find the account that best suits your needs and select the Open Account button.

        We offer a variety of checking accounts to meet different needs. If you would like to talk to someone about the type of checking that would be best for you, please visit a banking center or call us at 1-800-731-2265.

      2. How can I open a business checking account?

        To open a business checking account, please call us at 1-800-731-2265, visit any banking center or send us an information request form and someone will contact you.

        Old National offers several business checking options, and we can help guide you toward the best solution for your company's size and checking activity. You can also compare business checking accounts on our site.

      3. How old do you have to be to open a checking account?

        To be the sole owner on a checking account at Old National, you must be age 18 or older. If you are age 13 to 18, you can be a joint owner on an account with a parent or guardian.

        If you would like to talk to someone about opening a checking account, please visit a banking center or call us at 1-800-731-2265.

        We also provide a way to open most checking accounts online. Go to our Compare Checking Accounts page, find the account that best suits your needs and select the Open Now button.

      4. Can I open a savings account online?

        We do provide a way to open a basic savings account online. Go to our Personal Savings Accounts page. In the grid with our various types of accounts, go to Basic Savings and select the Open Now button.

        We offer a variety of savings options to meet different goals. If you would like to talk to someone about the type of savings that would be best for you, please visit a banking center or call us at 1-800-731-2265.

      5. What is the minimum to open a money market account?

        The minimum amount to open our money market account, called Market Monitor, is $50. Learn more on our Market Monitor page.

        If you have additional questions, please contact Client Care at 1-800-731-2265 or visit a banking center.

      6. Do you offer a checking account for seniors?

        Yes. Our Old National Classic Checking is especially for clients age 50 and better. Here are some of the benefits:

        • Earn interest with tiered rates
        • Receive complimentary Old National standard checks or 25% off other styles
        • Have check images mailed with statements or view online images with eStatements 
        • Pay no monthly service charge if you complete qualifying banking activities each month or maintain a minimum balance of $750 or a combined balance of $5,000 in checking, savings or money market accounts.

        To learn more or open an Classic Checking account, visit your nearest banking center, call us at 1-800-731-2265 or open your account online.

        You can also visit our Classic Checking page for more information.

      7. How can I close a checking or savings account?

        We do our best to ensure that you have the right financial solutions to fit your life. While we understand that closing an account may sometimes serve your needs best, we also hope that you will consider talking with one of our helpful experts at a nearby banking center. They may be able to find an account or service that is a better match for what you need. If you are moving, they can show you how to use digital banking services to make deposits and manage your account wherever you are. You also can review many of our account and service options on our website, including our Compare Checking Accounts page.

        If you do have a situation in which you need to close your checking or savings account, the following information should help you:

        If your account currently has a $0 balance
        You may contact our Client Care center at 1-800-731-2265 or visit a nearby banking center. Your request may take 1-2 days to process. You will want to make sure any outstanding checks or debit card purchases have cleared before closing your account.

        If you still have money in your account
        If your account currently has a balance, we will need a signature from you to close your account, so please visit a nearby Old National.

        If you aren’t able to close your account in person, you may be able to send a letter with your request by mail or fax, but additional verification is often needed with this method. We recommend that you contact the location where your account was opened, to check what specific information is required before sending your request. Contact information for each banking center is available on our website locator.

      8. What is the minimum to open an IRA account?

        The minimum amount to open an IRA Savings account is $50. The minimum amount to open an IRA Certificate of Deposit is $500.

        Old National offers both Traditional and Roth IRAs. Learn more about each. If you have additional questions, please contact Client Care at 1-800-731-2265 or visit a banking center.

      9. Can I use Digital Banking to make an Old National loan payment from a non-Old National checking account?

        Yes, we provide options to pay on your Old National loan from a checking account outside of Old National.

        For auto loan and other consumer loan payments:

        • Sign in to Digital Banking, go to Move Money in top navigation and select Loan Payment at the bottom of the drop down.

        You will be taken to a screen where you can input information for the external account you want to take your payment from. Please note that the account at another financial institution will need to be verified, so you may not be able to make your payment immediately.

        For mortgage loan payments:

        Currently, only mortgage loans can be paid from within the Mobile app. Payments for other types of loans can only be made within a web browser.

      10. What is a mortgage escrow account?

        Your mortgage escrow account makes it easier to manage your mortgage payment along with property tax and insurance premium payments for your home. You don’t have to save for taxes and insurance separately, because your escrow account enables you to make one monthly mortgage payment for all. When you make a mortgage payment, part goes toward your mortgage to pay your principal and interest. The other part goes into your escrow account for property taxes and insurance premiums (for example homeowners insurance).

        When your property tax or insurance bills are due, Old National pays those for you using the funds that have built up in your escrow account.

        You can view your escrow account information within Mortgage Manager.