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  1. 3 Areas to Improve for Customer Service Work-From-Home
    Despite worldwide lockdowns and varied attempts at a return to regular life, the pandemic shows no signs of letting up.
  2. 3 ways banks, fintechs and FIs can harness AI for success
    How will advanced AI-powered financial services enhance the customer experience? According to a report published by consulting group Opimas, the financial services sector was projected to have spent US$1.5 billion on artificial intelligence (AI) in 2018, rising to US$2.8 billion by 2021. Much has been made of the expec
  3. In the era of remote work, we still need offices
    If there’s one thing we know to be true in the business world, it’s that where Google leads, others will follow. Recently the company announced its plan to let employees work from home through the summer of 2021. If arguably the number-one advocate of in-office culture is leaving desks empty for more than a year, it be
  4. SBA Loans: Preferred Lenders like Old National Bank
    SBA Loans: Preferred Lenders Old National Bank Streamline the Process. Loans guaranteed by the United States Small Business
  5. The Benefits of SEO for Small Businesses
    Search Engine Optimization (SEO) is the key to making your business visible and searchable for your target audience. However, there’s more to SEO than the search element. Here’s what you need to know about investing in SEO for your small business and the benefits of SEO for your small business if you have an effective
  6. Why Hospitals Without Robust Revenue Cycle Support are Losing Millions
    A frequent knock on electronic health records (EHRs) has been that they’re just glorified billing systems that fail to provide enough clinical
  7. Agribusiness Banking
    Old National Bank offers agribusiness lending solutions. We are a Top 50 Ag Bank Lender – and many of our Ag experts still work their own farms.
  8. When the benchmark in my loan is changed, will the “spread” over the benchmark also change?

    Yes, possibly. One of the overarching goals of the LIBOR transition is to ensure that there is no “value transfer” between two parties to a contract simply because the benchmark interest rate has changed. Since no replacement benchmark is the same as LIBOR, it is possible that a “spread adjustment” will be required to ensure there is no value transfer from one party to the other.

    Your Old National relationship manager will be able to answer any specific questions you may have about a spread adjustment that may be required on your loan.

  9. What is an SBA loan?

    SBA loans are guaranteed by the US Small Business Administration (up to a certain amount) and are issued by participating lenders, mostly banks. Old National is recognized as a Preferred Lender by the SBA and has many years of experience with the SBA 7(a) program, the SBA Express program and the SBA 504 program.

    SBA program benefits include smaller down payments, longer maturities with no balloon payment and fixed or floating rates. SBA loans typically provide more flexible financing at competitive terms that you might not otherwise qualify for. To learn more about SBA loans at Old National, please visit our SBA Loans page.

  10. 3 Good Reasons to Outsource in Your Small Business
    There is a growing trend in businesses to outsource some functions. There are many reasons outsourcing is an excellent option for many companies, and the advances in technology make it a viable solution. Many employers originally looked at outsourcing with suspicion. If owners didn't have control over the individual te