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Before You Take on Holiday Debt, Do These Things
At this point, many people are downright consumed with holiday shopping. And if you have a giant list of gifts to tackle, you may be resigning yourself to closing out the season with a pile of credit card debt.
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Fixed Income Fund Flows Dominant Over Equities Amid Recession Threat
Courtesy of ZeroHedge View original post here. Fund flows into taxable bond funds and ETFs continue to trump equity funds and ETFs into the late year, reported Lipper Alpha Insight. Investors are preparing for a further deceleration in the US economy by plowing more than $262.1 billion into taxable bond funds (includin
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How the Coronavirus Crisis Might Affect Your 401(k) Benefits
The next time a global pandemic rolls around, at least we'll know what to expect. The effort to contain COVID-19 in the U. S. has changed how we work, shop, exercise, and socialize. Even our long-term savings habits might be disrupted as employers look to optimize 401(k) benefits to conserve their own cash. According t
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It’s Never Too Late to Start Saving for Retirement: A Guide by Ben Joergens, Financial Empowerment Director
Start Saving for Retirement: A Guide Financial Empowerment Director, Old National Bank
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Key to employee retention: build your own benefit plans
Customization is the key to building a benefits package that appeals to all ages, according to the CEO of a national benefits advisory firm. Five generations are currently working side by side in the U. S. workforce, and that’s unlikely to change in coming years. The Bureau of Labor Statistics projects that a quarter o
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Plan to Retire Even If You Don't Plan to Retire
Photo: Huy Phan (Unsplash) If you’re one of the people who has decided to solve the retirement problem by “working for as long as possible,” it’s time to ask yourself what might happen if your working days end sooner than anticipated. As the New York Times reports: Many Americans understand that working longer can be
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The 401(k) Contribution Limit Is Increasing in 2020
The IRS just announced its latest inflation adjustments for 2020, and one of the most significant for investors is the upward adjustment in the contribution limits to 401(k) and other qualified retirement plans. With that in mind, here's a discussion of just how much more you can legally save in your tax-advantaged emp
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The Most Common Small Business Mistakes
Entrepreneurship has been on the upswing since the start of the pandemic.
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Understanding AI’s customer service opportunities
Artificial intelligence is swiftly becoming an action item for executives, especially as the technology continues to see rapid advancement. In a
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Why Every Small Business Needs a Professional Website: A Simple Guide to Boosting Your Online Presence
Does your business have a website? If not, here are three reasons to consider hire a professional web design service to create one for you