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      1. How to Use Rent Payments to Increase Your Credit Score
        Are you one of the over 40 million people currently renting? Here’s a little secret: it can help improve your credit score. Like it or not, your credit affects just about every aspect of your financial life. Whether you’re trying to buy a house, a car — or even a fancy new phone, your credit score is the first thing le
      2. What to consider as vendors add generative AI to workplace tools
        Vendors of all shapes and sizes are rushing to implement generative AI, a race begun by the release of OpenAI's ChatGPT and its newest large language
      3. Make These 3 Moves Before You Start Investing
        Investing money is a great way to grow wealth over time. Over the past 50 years, the stock market has delivered an average annual 10% return (before inflation), based on the performance of the S&P 500 index.
      4. Most Young Retirement Savers Make This Investing Mistake
        You've set up your 401(k) contributions, and you're watching that account balance tick up with every paycheck. Congratulations, you're on your way to a comfortable retirement. Now, it's time to expedite your progress by optimizing the investments in your account. That's an adjustment the vast majority of young savers n
      5. A home equity loan could help you get the money you need for a renovation or emergency — here's how they work
        Home equity loans allow homeowners to borrow against the value of their home. Many lenders will allow homeowners to borrow up to 80% of their home's current value. While home equity loans are often used to pay for home renovations, the money can be used in whatever way the borrower chooses. Sign up to get Personal Fina
      6. Biden still has a rosy view on the economy despite a bad November jobs report. Here's 3 reasons why he may be right to be optimistic.
        Biden touted a sharp drop in the jobless rate and argued the economy is on the right track. There's a problem, though: the economy added about half
      7. 5 Best Resources for Millennials Without Pensions
        A pension is an employer-sponsored retirement plan that provides a monthly income once you retire. Employees will make contributions to a pool of funds set aside for their future benefit so that they can receive periodic payments once they're ready to retire. Pensions have allowed employees to reap the rewards of retir
      8. 7 Ways To Make The Best Use Of Your Tax Refund
        Did you get a tax refund for 2021? The average is about $3,000 this year.
      9. Reluctant to retire? 3 signs you're ready
        Many people don’t have much choice about when they retire. Illness, job loss or caretaking responsibilities push them out of the labor force, ready or
      10. 9 better ways to use your tax refund instead of spending it
        Hopefully, you've completed and sent off your tax return by now. While some of us may owe Uncle Sam money, others are getting a nice hefty refund