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FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Search for Open a Checking Account

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  1. Are your banking centers open?

    Our banking centers are fully open. Please be sure to check our locator before visiting, as some banking centers have adjusted their hours.

  2. What can I do in Digital Banking?

    With Digital Banking, you can bank anytime and anywhere that you have access to the Internet. The following are some of our Digital Banking features:

    Mobile Deposit
    Deposit a check safely and securely with your smartphone.

    Transfers
    Transfer money from accounts you have at other financial institutions to your Old National account, including loan payments. Or transfer money between your Old National accounts.

    Bill Pay
    Pay bills easily from Digital Banking. Set up who you want to pay, when and how much. Payments are deducted from your checking account and sent to payees for you.

    eStatements
    View, download and print an electronic version of your statement.

    Money ManagementTM
    See all your financial accounts in one place, including those at other financial institutions. Track and analyze your total spending, loans and investments.

    Zelle®
    Zelle® is a fast, safe and easy way to send money directly between almost any bank accounts in the U.S., typically within minutes. With just an email address or U.S. mobile phone number, you can send money to people you trust, regardless of where they bank.

    Text Banking
    Use simple text commands to check account balances, transfer funds between accounts and view recent transaction history.

    Card Controls
    Manage your debit cards to immediately turn off your card or to set transaction limits and alerts. 

    How to enroll in Digital Banking

    When you open an Old National checking account in a banking center, you can be enrolled in Digital Banking immediately.

    When you open an Old National checking account in a banking center, you can be enrolled in Digital Banking immediately.

    If you open a new Old National account online, you can enroll in Digital Banking immediately.

    You are able to access a mobile version of Digital Banking via your smartphone; however, for the best experience we suggest that you download our mobile app.

    There is no charge for use of Digital Banking, including the Mobile App.

  3. How can I get a copy of a check in Digital Banking?

    Once a check you have written to make payment has cleared on your Old National checking account, you will automatically have an image of it within your Digital Banking transaction history.

    On a web browser

    • Sign in to Digital Banking, go to My Accounts and select the checking account the check was written on. Here you can narrow your search for the image of the check.
    • Under Account History, set the date range when the check cleared your account.
    • Next, under "Narrow by items containing," enter keywords to help you find a specific check. You can search by check payee, check number or check amount. You can also simply search by the word "check" to pull up all checks within your designated time frame.

    Once you have located the check image you are searching for, you can select it to open an image of the front and back of the check. Above the check, to the right, is a printer icon you can use to print a copy of the check.

    Mobile App

    • Within the Mobile App, go to Accounts and select the checking account the check was written on.
    • At the very top of the screen, you will see a Search box with the words Search transactions. Here you can enter the check number (if you know it). You can also simply enter the word "check," to pull up all checks that have cleared your account.
    • When searching for a check image within your Mobile App, you will not have the option to search by date range or as far back as you can within Digital Banking.
    • Once you find the check you are searching for in the Mobile App, tap it to open an image of the front of the check only.
    • From here, you can view or take a screenshot of the check image.

    If you have trouble locating your check image within Digital Banking, please contact Client Care at 1-800-731-2265.

  4. How do I enroll in Digital Banking?

    In a Banking Center
    Associates in our banking centers can enroll you in Digital Banking with immediate access, whether you already have an Old National account or open one that same day. You can then access your Digital Banking account via a web browser, your smartphone, or you can download our Mobile App for the best banking experience on your phone.

    Opening a Checking Account Online
    If you open a new Old National account online, you can enroll in digital banking immediately.  

    Steps for Online Enrollment of Digital Banking
    There are several options for enrolling online:

    1. From a web browser, go directly to the enrollment page or
    2. Go to the blue box located at the top of our oldnational.com home page, click the Login button and select Enroll in Digital Banking or
    3. Download our Mobile App and tap Sign up.

    Once on the enrollment page:

    1. Enter your desired Online Banking User ID and Password.
    2. Enter your personal information.
    3. Enter your Account Type and Account Number. 
    4. Once all requested information is entered, read and accept the Terms & Conditions, select the box and click Complete Sign Up.

    If the information matches, then you will be directed to the login.

    If the information does not match, you will receive a Pending or Declined message. For Pending applications, you should receive an email within 1 business day advising the status of your registration.

    If you’re a business client, please visit a banking center or call 1-800-731-2265 for assistance with enrollment.

  5. What is account to account transfers and how do I use it?

    Moving money to your Old National account is quick, secure and simple. You can also set up automatic or recurring transfers, schedule transfers in advance and get notifications of those transactions.

    First, log in to your Digital Banking account.

    Go to the Move Money tab and click External Funds Transfers.

    Before you can transfer money, you will need to add the accounts you want to move money between. 

    Click Settings, Accounts.

    Click, Add a New Account

    Select the account type and enter the account information.

    You are now ready to setup one-time or recurring transfers.

  6. Can I make a payment on my mortgage loan using a credit or debit card?

    At this time, borrowers cannot use a credit or debit card to make a payment on their Old National mortgage loan. Payments can only be accepted from a checking or savings account.

    See our related FAQ: How can I make a payment on my Old National mortgage loan?

  7. Where can I find my Old National loan account number?

    Following are some options for obtaining your loan number:

    • If you have enrolled in eStatements, view your full loan number on your eStatements within Digital Banking. Note that your full loan number is not visible within account details in Digital Banking.
    • Look on your original loan paperwork, any loan coupon booklets or monthly paper statements you may have received.
    • Visit any Old National banking center or call Client Care at 1-800-731-2265, Option 4, for assistance.
  8. Where can I find my Old National mortgage account number?

    You can obtain your full mortgage account number by visiting any Old National Banking Center or viewing the monthly statements that you may receive. If you have eStatements activated for the account, your full account number will also be viewable online on your eStatement.

  9. Why is my monthly payment to my escrow account increasing?

    The most common reason for a shortage, or an increase in your escrow payments, is an increase in your property taxes or homeowner's insurance. An escrow shortage is the result of the escrow payment not being sufficient to fund your escrow account to cover the actual amount needed to pay your bills. You can compare your escrow projections from last year to your current escrow projections, which will indicate any escrow items that had changes during the year.

  10. Does Old National offer overdraft coverage for checking accounts?

    In an effort to help you avoid returned checks or declined transactions, we provide protection services called Overdraft Courtesy and Overdraft Protection. These two services can also be used together for extra protection. Learn more about our Overdraft Solutions.

    Overdraft Courtesy
    Most Old National checking accounts come with Overdraft Courtesy. With Overdraft Courtesy, even if you don’t have enough available money in your checking account, we may still approve and pay checks you’ve written, as well as ACH and recurring debit card transactions (such as utility bills). Overdraft Courtesy does not cost anything unless you use it. If your account becomes overdrawn by more than $25, we will charge you a $36 fee for each overdraft item, up to 2 per day. You are responsible for paying the amount of any overdraft on your account immediately. If your account is overdrawn 7 or more consecutive business days, we will charge a $7 Daily Overdraft fee each business day the account is overdrawn by more than $25 (beginning on day 7), for up to 5 business days.

    Overdraft Protection
    Overdraft protection allows you to link your account to another Old National account. If you accidentally overdraft, we will draw the funds from your linked account. There is no annual fee for the Overdraft Protection service, and you can link to other Old National checking, savings, or money market accounts or a line of credit. The transfer amount will be the exact amount needed to cover the total overdraft amount at the end of each business day, provided your linked account has a sufficient available balance. If sufficient funds are not available in your linked account, we will transfer what is available. Any items not covered by the funds in your linked account will be paid or returned at the Bank’s discretion and applicable overdraft and other account fees may be charged.

    For business analysis accounts, an Overdraft Protection Transfer Fee of $5 is charged for each transfer from your linked account.

    To sign up for Overdraft Protection, or for more information about either service, please visit any Old National Banking or call Client Care at 1-800-731-2265.