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Kids and Money: Financial lessons from Mom and Dad
I’ll never forget what my father taught me about credit cards in the days after graduating from college. Since I was an authorized user on his card,
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The Median Home Sale Price in July Was $406,700. Will Prices Ever Come Back Down?
A recent National Association of Realtors report showed that the median existing-home price for all housing types in July 2023 was $406,700.
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Employee expectations are changing. Here are 5 ways to keep up
Even before the pandemic disrupted life as we know it, the human resources department was feeling the pressure to evolve. Due to the ease of use of consumer apps and websites, employees simply expect more. The need for a better way to connect with colleagues and improved accessibility of core people systems and service
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9 ways to withdraw money early from your IRA - without paying a penalty
The IRS allows penalty-free early withdrawals from traditional IRAs in certain circumstances, called hardship provisions. Hardship provisions spare you the 10% penalty, but not taxes, on the withdrawn sum. IRA early withdrawals that can be penalty-free include expenses for healthcare, college, childbirth, and a first h
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Reluctant to retire? 3 signs you're ready
Many people don’t have much choice about when they retire. Illness, job loss or caretaking responsibilities push them out of the labor force, ready or
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Are You Making This Major HSA Mistake?
If you have a health savings account (HSA), there's a good chance you're not flexing its full financial muscle, since research shows that only 5% of HSA holders are using one of the account's most powerful features. An HSA has three tax benefits: Contributions are made with tax-free money, withdrawals to cover qualifie
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What are the Pros and Cons of Franchising?
There is no question that owning a franchise can be a very profitable venture. However, there are also a number of pros and cons to consider
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Who Needs Life Insurance the Most?
Even for those who feel like they're at the peak of life, the future is never certain, so thinking through the financial implications of a sudden illness or accident can be a wise move. Does that mean you need life insurance? If there are people in your life who depend on your earnings, and you don't have an enormous b
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It's Time For Small Businesses To Prioritize Cybersecurity
Wifi concept with hand pressing a button Small businesses are the lifeblood of our nation’s economy, making up nearly 44 % of our national GDP. With such a significant percentage of our economic output relying on them, it is more pivotal than ever that these small businesses shore up their defenses to ensure they are p
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Three Key Financial Management Strategies to Prioritize for Your Business
Keeping your business’ finances on solid ground requires more than just maximizing sales and minimizing expenses. There’s a whole lot that goes on