Search for Open a Checking Account

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1. Private Prestige Checking
   With Private Prestige Checking, enjoy additional benefits on top of the many perks already provided by Old National Private Banking.
2. Compare Private Banking Checking
   Old National offers Private Banking checking accounts to fit your life, with digital banking, 55,000 ATMs and ways to avoid fees.
3. Organize Your Business Bank Accounts
   It’s fairly common, in my experience, for small business owners to have unorganized business bank accounts. Some small business owners don’t even HAVE business bank accounts when they start their companies. While money is at the heart of our businesses, most people tend to think about generating sales and increasing re
4. Basics of Banking
   How do you start your journey to financial success? Learn the basics! Old National has put together a Financial Basics Q&A for those new to banking.
5. Money management 101: How to ace student checking accounts
   For many students, heading to college is the first opportunity for them to take their financial fitness into their own hands.
6. Kids Start Savings
   Old National offers a great teaching tool for parents: our Kids Start Savings account. Teach your child how banking works – and how to save money!
7. Does Old National offer overdraft coverage for checking accounts?

   In an effort to help you avoid returned checks or declined transactions, we provide protection services called Overdraft Courtesy and Overdraft Protection. These two services can also be used together for extra protection. Learn more about our Overdraft Solutions.

   Overdraft Courtesy
   Most Old National checking accounts come with Overdraft Courtesy. With Overdraft Courtesy, even if you don’t have enough available money in your checking account, we may still approve and pay checks you’ve written, as well as ACH and recurring debit card transactions (such as utility bills). Overdraft Courtesy does not cost anything unless you use it. If your account becomes overdrawn by more than $25, we will charge you a $36 fee for each overdraft item, up to 2 per day. You are responsible for paying the amount of any overdraft on your account immediately. If your account is overdrawn 7 or more consecutive business days, we will charge a $7 Daily Overdraft fee each business day the account is overdrawn by more than $25 (beginning on day 7), for up to 5 business days.

   Overdraft Protection
   Overdraft protection allows you to link your account to another Old National account. If you accidentally overdraft, we will draw the funds from your linked account. There is no annual fee for the Overdraft Protection service, and you can link to other Old National checking, savings, or money market accounts or a line of credit. The transfer amount will be the exact amount needed to cover the total overdraft amount at the end of each business day, provided your linked account has a sufficient available balance. If sufficient funds are not available in your linked account, we will transfer what is available. Any items not covered by the funds in your linked account will be paid or returned at the Bank’s discretion and applicable overdraft and other account fees may be charged.

   For business analysis accounts, an Overdraft Protection Transfer Fee of $5 is charged for each transfer from your linked account.

   To sign up for Overdraft Protection, or for more information about either service, please visit any Old National Banking or call Client Care at 1-800-731-2265.

8. Why is my monthly payment to my escrow account increasing?

   The most common reason for a shortage, or an increase in your escrow payments, is an increase in your property taxes or homeowner's insurance. An escrow shortage is the result of the escrow payment not being sufficient to fund your escrow account to cover the actual amount needed to pay your bills. You can compare your escrow projections from last year to your current escrow projections, which will indicate any escrow items that had changes during the year.

9. Private Elite Checking
   With Private Elite Checking, enjoy additional benefits on top of the many perks already provided by Old National Private Banking.
10. Do you offer referral bonuses?

    Yes, through our ReferLive program, clients can earn up to $500 per calendar year when they refer friends and family for a new eligible Old National checking account. Visit the ReferLive registration page to enroll and begin making referrals.

    Requirements
    Both the referrer and the new account holder receive a $50 Visa^® Reward Card once the person referred completes the following requirements within 75 days of account opening:

    • Completes ten (10) debit card transactions (ATM withdrawals excluded) AND
    • Has one (1) or more direct deposits totaling at least $500

    Note that this offer is not available to any friend or family member who already has an Old National checking account, or is a joint owner for an existing checking account.

    Receiving your Reward Card
    Your Reward Card will be mailed to you. Please allow 4-6 weeks for delivery after all offer requirements are completed.

    Other ways to register
    In addition to using the online registration form, you can also enroll to begin making referrals in the following ways:

    • Mobile App: Download the ReferLive app from the App Store or Google Play.
    • Phone: Call 1-844-213-3046.
    • Visit a banking center: Pick up a ReferLive brochure. Scan and email the completed brochure to registrations@referlive.com.