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1. Kids Start Savings
   Old National offers a great teaching tool for parents: our Kids Start Savings account. Teach your child how banking works – and how to save money!
2. Where can I find my Old National loan account number?

   Following are some options for obtaining your loan number:

   • If you have enrolled in eStatements, view your full loan number on your eStatements within Digital Banking. Note that your full loan number is not visible within account details in Digital Banking.
   • Look on your original loan paperwork, any loan coupon booklets or monthly paper statements you may have received.
   • Visit any Old National banking center or call Client Care at 1-800-731-2265, Option 4, for assistance.
3. Where can I find my Old National mortgage account number?

   You can obtain your full mortgage account number by visiting any Old National Banking Center or viewing the monthly statements that you may receive. If you have eStatements activated for the account, your full account number will also be viewable online on your eStatement.

4. Basics of Banking
   How do you start your journey to financial success? Learn the basics! Old National has put together a Financial Basics Q&A for those new to banking.
5. Why is my monthly payment to my escrow account increasing?

   The most common reason for a shortage, or an increase in your escrow payments, is an increase in your property taxes or homeowner's insurance. An escrow shortage is the result of the escrow payment not being sufficient to fund your escrow account to cover the actual amount needed to pay your bills. You can compare your escrow projections from last year to your current escrow projections, which will indicate any escrow items that had changes during the year.

6. Private Elite Checking
   With Private Elite Checking, enjoy additional benefits on top of the many perks already provided by Old National Private Banking.
7. Private Prestige Checking
   With Private Prestige Checking, enjoy additional benefits on top of the many perks already provided by Old National Private Banking.
8. Compare Private Banking Checking
   Old National offers Private Banking checking accounts to fit your life, with digital banking, 55,000 ATMs and ways to avoid fees.
9. Do you offer referral bonuses?

   Yes, through our ReferLive program, clients can earn up to $500 per calendar year when they refer friends and family for a new eligible Old National checking account. Visit the ReferLive registration page to enroll and begin making referrals.

   Requirements
   Both the referrer and the new account holder receive a $50 Visa^® Reward Card once the person referred completes the following requirements within 75 days of account opening:

   • Completes ten (10) debit card transactions (ATM withdrawals excluded) AND
   • Has one (1) or more direct deposits totaling at least $500

   Note that this offer is not available to any friend or family member who already has an Old National checking account, or is a joint owner for an existing checking account.

   Receiving your Reward Card
   Your Reward Card will be mailed to you. Please allow 4-6 weeks for delivery after all offer requirements are completed.

   Other ways to register
   In addition to using the online registration form, you can also enroll to begin making referrals in the following ways:

   • Mobile App: Download the ReferLive app from the App Store or Google Play.
   • Phone: Call 1-844-213-3046.
   • Visit a banking center: Pick up a ReferLive brochure. Scan and email the completed brochure to registrations@referlive.com.
10. Does Old National offer overdraft coverage for checking accounts?

    In an effort to help you avoid returned checks or declined transactions, we provide protection services called Overdraft Courtesy and Overdraft Protection. These two services can also be used together for extra protection. Learn more about our Overdraft Solutions.

    Overdraft Courtesy
    Most Old National checking accounts come with Overdraft Courtesy. With Overdraft Courtesy, even if you don’t have enough available money in your checking account, we may still approve and pay checks you’ve written, as well as ACH and recurring debit card transactions (such as utility bills). Overdraft Courtesy does not cost anything unless you use it. If your account becomes overdrawn by more than $25, we will charge you a $36 fee for each overdraft item, up to 2 per day. You are responsible for paying the amount of any overdraft on your account immediately. If your account is overdrawn 7 or more consecutive business days, we will charge a $7 Daily Overdraft fee each business day the account is overdrawn by more than $25 (beginning on day 7), for up to 5 business days.

    Overdraft Protection
    Overdraft protection allows you to link your account to another Old National account. If you accidentally overdraft, we will draw the funds from your linked account. There is no annual fee for the Overdraft Protection service, and you can link to other Old National checking, savings, or money market accounts or a line of credit. The transfer amount will be the exact amount needed to cover the total overdraft amount at the end of each business day, provided your linked account has a sufficient available balance. If sufficient funds are not available in your linked account, we will transfer what is available. Any items not covered by the funds in your linked account will be paid or returned at the Bank’s discretion and applicable overdraft and other account fees may be charged.

    For business analysis accounts, an Overdraft Protection Transfer Fee of $5 is charged for each transfer from your linked account.

    To sign up for Overdraft Protection, or for more information about either service, please visit any Old National Banking or call Client Care at 1-800-731-2265.