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1. Check Fraud is Up: 4 Steps to Protect Yourself
   Check fraud is on the rise. Learn four things you can do to protect yourself. While you may need to occasionally write a check, it’s important to understand the risks – and how to protect yourself. When you have the option between paying by check, credit card, debit card, or an ACH transfer, realize that checks are by
2. Growing Your Company With Effective Cash Flow Management
   Naturally, no one wants their business to remain stagnant. The thing about entrepreneurs is that they are always aiming for the skies. However, if you
3. How to Pursue Your Financial Freedom
   Where are you financially? Are you on a path to achieve your life goals? We ask because July 1 is National Financial Freedom Day. It’s a great
4. Here’s What Couples Need to Know About Merging Finances
   Personal finances embody deeply rooted emotional characteristics that shape one’s behavior toward their money. It’s important to remember that when sharing finances with a significant other, it’s not a one-size-fits all kind of deal. Individual emotions, trauma and beliefs around money will differ from person-to-person
5. How do I add a payee in Online Bill Pay?

   From a Web Browser

   • Log in to your Digital Banking account and choose Bill Pay in the top menu. 
   • To add a new payee, type the name of the payee in the “Need to pay someone new?” entry box near the top middle of the main payments page. 
   • As you type, what you are typing is matched to a known payee. 
   • If you see your payee in the drop down list, click the name and then click the Add button. Enter and confirm the account number and add an optional nickname. 
   • Select Add Payee.

   If you do not see the name in the drop down, don't worry, just complete typing the name of your payee and click the Add button. You will then be asked for some information about your payee:  

   • Account Number – This is your account number with the payee. Enter the account number as it appears on your bill. When making a payment to a person and not a business, you may not have an account number to provide. If this is the case, leave the account number field blank. 
   • Nickname - This field is optional, but if you have a different way to identify the payee besides the payee name, enter it here.
   • Payee Address – This is the address to which you send your payment. 
   • Payee Phone Number – Enter the phone number your biller provides for questions about your bill. If you are adding a company, look for a customer service phone number on your bill, statement, or invoice. If you are adding a person, use the person's work, home, or mobile number. 
   • Zip code – Enter the payee's zip code to which you send your payment. 

   When your payee is added, it will display at the top of your payee list on the main payments page. The next time you come back to the screen, your payees will display in alphabetical order. Bill Pay has its own FAQ in Digital Banking as well. You can find it on the Bill Pay screen in the lower right corner under I want to . . . 

   Mobile App

   • Open the Mobile App, tap Payment Center, then Bill Pay.
   • Select Payees at the top right of the screen
   • In the Add a person or business field begin adding information for those you want to pay. The app will guide you through entering any additional information needed. 

   If you need assistance with enrolling in Bill Pay, please contact Client Care at  1-800-731-2265.

6. 7 Proven Ways to Keep Ahead of the Competition
   There's no doubt that staying ahead of the competition is essential for businesses of all sizes. While it can be tough to keep up with the latest
7. 7 Ways To Make The Best Use Of Your Tax Refund
   Did you get a tax refund for 2021? The average is about $3,000 this year.
8. Ask These 4 Questions to Save Money on a Home Purchase
   Buying and owning a home is likely to be one of the most expensive money moves you'll ever make.
9. Business Challenges As The Economy Recovers From The Covid Pandemic
   The economy will recover after vaccination.gettyThe Covid-19 vaccine rollout is great news, but every change in the economy brings challenges to businesses. The economy should get better in the second half of 2021, with some sectors earlier and some later, as detailed in my article Vaccines Will Bring Economy Near Reco
10. Four Common Misconceptions About Life Insurance
    Life insurance can be a way to provide those you love with a financial cushion after you're gone. Here are some of the common arguments against getting life insurance -- and why they're wrong